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5 Common Sense Tips on Saving and Investing Your Money

Americans are struggling when it comes to saving money for retirement. According to a study published in the Employee Benefit Research Institute (EBRI), Americans are facing a combined retirement shortfall of $4.55 billion, or $47,000 per adult! Why aren’t American’s saving more money for retirement?

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What Is the Best Real Estate Investing Strategy? Flipping or Buy and Hold?

California real estate investors, like others in the country, are always seeking a profitable real estate opportunity despite the depressed housing market. Compared to flipping and other short term strategies, the “buy and hold” investing plan for rental properties has made a lot of money for investors in the past, and is therefore worth considering. Property is purchased at below market value, held until housing conditions improve, and then sold at a profit. There are however, a number of factors to keep in mind before undertaking this strategy.

» Read more: What Is the Best Real Estate Investing Strategy? Flipping or Buy and Hold?